Don't be knocked back for a home loan!

Schedule a Free 30-min Home Loan Ready Assessment and get on the front foot for your first home.

5.0

from 7 Reviews

Get home loan ready today

What's Included:

Free Suburb Profile
Free Credit Report
Free Funding Model
Free Lender Comparison

What is a Home Loan Assessment?

Understanding your goals
Your goals can have a huge impact on what loan is right for you. We work with you to understand these goals and discuss the best options available to you.

Reviewing your postion
We will take a look at your current financial position and credit report to provide a bank style assessment to make sure you are in the best position to apply for a loan when ready.

Finding out what is possibleBased on our understanding of your goals and financial situation we can go over what is possible from a borrowing capacity standpoint, review lender options and government grants and schemes available.

Putting in place a plan
No matter what part of you home journey you are at we will devise a plan to assist you to get the best home loan result. It might be a pre-approval or guide you through what is required to achieve your home loan goals.

A mortgage broker who puts you first!

My name is Luke Brodie, I am Director and Lead Broker for NSW at BetterLend Home Loans. BetterLend are the mortgage specialists for people seeking a stress-free and efficient journey to their first home. I personally handle every aspect of the application process from day one, unlike many other brokerages. There are no chat bots, assistants or call centres, just a committed broker who will support you every step of the way.

No matter where you are in your first home buying journey, I would love to hear from you. I am always available to answer any questions or assist you in getting ready for this huge life event. It is my job to make you feel as comfortable and confident as possible with the process.

Book in a Free Assessment

So what is involved?

Step One
Book in for your a free assessment where we learn about your goals and needs.

Step Two
Complete our short easy to use online asset, liability and expense form which gives us a snapshot of your current position.

Step Three
Receive a full breakdown of what opportunities are available to you, including borrowing capacity, grants and products.

Get Home Loan Ready Today

Schedule a Free 30-min Home Loan Assessment and get on the front foot for your first home.

Book in a Free Assessment

Our Recent Reviews

Luke has helped me greatly in recent times to keep me on the best mortgage product that fits my circumstance. He makes the process very simple and stress free. I can absolutely recommend his services to anyone looking to refinance their loan. 110% happy client here.

Ben Cook

Luke is always so helpful and easy to work with. He is available any time to answer your questions and find the best possible option for you. Would highly recommend Luke and will continue to work with him in future.

Anthea Georgiou

Luke from BetterLend did an excellent job of helping us with our mortgage. Luke provided us with all the information we needed, explained all of our options and made it very easy to get our home loan assessed and approved. His communication is both professional and knowledgeable, making the mortgage aspect of the home buying process smooth and stress-free!

Shane Ducksbury

My partner and I just bought our first home, and we truly couldn't have done it without Luke! From the very beginning, he was incredibly supportive, patient, and knowledgeable—always taking the time to explain every step of the mortgage process in a way that made us feel confident and informed. He helped us navigate everything from pre-approval to settlement with ease, and was always quick to respond to questions, even outside regular business hours. We’re so grateful for his guidance and can’t recommend them highly enough to anyone looking for a trustworthy and experienced mortgage broker. Thanks again!!

MitchC

Frequently Asked Questions

What does a mortgage broker actually do?

Luke will help you understand your borrowing options, compare suitable loans from his panel of lenders and manage your application through to settlement. He’ll handle the lender discussions, paperwork and follow-up while keeping you informed at every stage.

Why use a mortgage broker instead of going directly to a bank?

A bank can only offer its own products. Luke can compare options from a panel of banks and non-bank lenders, giving you a broader view of what may suit your circumstances. As a mortgage broker, Luke is legally required to act in your best interests when providing credit assistance.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can Luke find me the lowest interest rate?

The lowest advertised rate isn’t always the lowest-cost or most suitable loan. Luke will compare interest rates alongside fees, loan features, lending criteria and flexibility. He’ll explain the available options and why a particular loan may be appropriate for your circumstances and goals.

What’s involved in refinancing a home loan?

Luke will begin by reviewing your current loan, interest rate, repayments and goals. He’ll then compare suitable alternatives and explain the potential benefits, fees and switching costs. If you decide to proceed, Luke will prepare the application, coordinate any valuation, manage the approval and discharge process, and keep you updated through to settlement.

What happens during my first appointment?

Luke will take the time to understand your goals, income, expenses, existing debts, deposit and future plans. From there, he can estimate your borrowing capacity and explain the next steps. It helps to have recent income documents, bank statements and details of your current debts, but you don’t need everything prepared before the first conversation.

Contact

Oyster Bay, NSW

0417432504

BETTERLEND MORTGAGE CORPORATION PTY LTD ABN: 32 666 834 073. Credit Representative #530790 is authorised under Australian Credit Licence #391237

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.