Property Development Loans

Unlock Opportunities with Property Development Loans

Whether it's a duplex, a townhouse build or a multi-unit development, the funding needs to match the scale of the project. We work through the numbers with you early, including end value, total cost and how presales or equity affect what a lender will offer.

We do the groundwork upfront, matching your project to lenders who actually fund developments like yours, to give your application the best chance of approval.

Funding is released against certified construction stages, so you're only paying interest on what's drawn. Many projects suit a capitalised interest facility, where interest and principal are repaid from the proceeds once the development is sold.

Once the build is complete, we can also arrange residual stock facilities for any unsold units. This frees up capital to move on to your next development, or simply gives the market time to sell at the right price.

Understanding the Lending Process for Property Development Loans

• Feasibility and scoping— we review your numbers early, including end value, total development cost, and how much presale or equity a lender will want to see before committing.
• Lender selection— we match your project to lenders who fund developments at your scale, from specialist non-banks through to lenders set up for larger builds.
• Formal approval— once terms are agreed, we manage the paperwork, including loan documents, quantity surveyor engagement, and any planning or presale conditions the lender sets.
• Staged drawdowns— funds are released against certified construction milestones, so you only pay interest on what's drawn.
• Completion and repayment— the loan is repaid from sale proceeds, or refinanced into a residual stock facility if units remain unsold.