We'll help you fund your new build or renovation

Building a home or investment property is an exciting project, but financing it can feel complicated. A construction loan is designed to make the process easier by releasing funds in stages as your build progresses, rather than as one large lump sum.

This staged approach means you only pay interest on the funds that have been drawn down, helping you manage cash flow while construction is underway. It also gives peace of mind that your lender is checking each stage of the build before funds are released.

At BetterLend, we help you:

  • Understand how construction loans work and how they differ from standard home loans
  • Get pre-approval so you know your budget before the build begins
  • Structure your loan to suit your project, whether it’s a new home, a major renovation, or a property development
  • Work with lenders who understand building timelines and staged payments

We specialise in helping first-time builders, investors, and self-employed clients who may face extra challenges with traditional lending.

Building can be stressful, but financing doesn’t have to be.

BetterLend is with you every step of the way — from planning your project to handing over the keys.

Ready to chat to one of our team?

Our Recent Reviews

Luke is always so helpful and easy to work with. He is available any time to answer your questions and find the best possible option for you. Would highly recommend Luke and will continue to work with him in future.

Anthea Georgiou

Luke from BetterLend did an excellent job of helping us with our mortgage. Luke provided us with all the information we needed, explained all of our options and made it very easy to get our home loan assessed and approved. His communication ...

Shane Ducksbury

My partner and I just bought our first home, and we truly couldn't have done it without Luke! From the very beginning, he was incredibly supportive, patient, and knowledgeable—always taking the time to explain every step of the mortgage ...

MitchC

Luke was highly professional and very responsive, always ready to answer questions when we needed . He was also very knowledgeable and reassuring, which made the whole process so much easier for two first home buyers with no clue what we were doing!

sarah mckenna

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.